Buying Services


 

 
Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Plainfield or elsewhere in Illinois.

 

Debbie Mack
Coldwell Banker Honig-Bell
Direct: (815) 260-3773
Fax:    (815) 436-2887

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Why do you need a Buyers Agent?


What is a buyer's agent?
Many agents try to represent both buyers and sellers. These agents often have their own
listings that they are trying to sell, and are motivated to show you these homes first,
whether or not they suit your needs. A buyer’s agent is an objective resource who only
represents the buyer and is dedicated to finding you the best home for your needs. This
approach ensures your best interests are represented, not the interests of the listing agent
or the seller.

Why do I need a buyer's agent?
A buyer's agent is your insurance for getting the best price and terms possible on your new
home. A buyer's agent uses an  extensive network of resources to find homes that suit your
needs, and negotiates with the seller's agent on your behalf. Your buyer's agent will also
assist you by providing information about area schools and neighborhoods, pointing out
features and drawbacks of each home, researching zoning requirements and providing
market data on what other homes have sold for in your area, and can even help you find
the best financing sources for your mortgage. Once you've chosen a home, your buyer's
agent can help you through the closing process, answering all your questions and
representing your interest throughout the process.

How much will it cost?
Nothing! Our service is absolutely free to you. Buyer's agent fees are paid by the seller,
whether that's a homeowner selling a pre-existing home or a builder selling a new home.

Can't I just use the listing agent as my agent?
Traditionally, buyers would stop at a house for sale and be shown the property by the agent
showing the house. The problem with this method is that the agent showing the house is
usually the listing agent, who represents the seller. Be careful about what you say to a
listing agent. A listing agent's role is to find a buyer and to get as high a price and as
possible for the seller. He or she is required to inform the seller of any facts that may
influence the seller's decision about whether or not to accept an offer. For example, if you
mention to the listing agent the amount of the loan you are qualified for, the agent may
pass that information on to the seller. Always keep in mind that you want the lowest price
and the best terms. If an agent is not directly working for you, they could very well be
working against you.

What should I look for in a buyer's agent?
It's important that you choose an experienced agent who has extensive knowledge of the
homes, neighborhoods, builders and legal requirements in your area. Your agent should
be active in finding you potential homes, keep you informed throughout the entire process,
negotiate aggressively on your behalf, and answer all of your questions with speed and
competence. First, find an agent who represents you and not the seller. This is very
important during the negotiation process. If you are working with a buyer's agent, he or she
is required not to tell the seller of your top choice. In addition, he or she is also focused on
getting you the lowest asking price. Also, when you use a buyer's agent, you will see more
properties. Not only are buyer's agents able to search the Multiple Listing Service, they can
also actively search for homes that are listed as FSBO (for sale by owner), or homes that
sellers are thinking about listing.

"To leave satisfied you must arrive prepared."


Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

I hope you enjoy the free reports I’ve provided, and I hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Plainfield is certainly volatile, and all of the information about buying a home can be overwhelming. I can help.

Buyers01.jpgWhen you're ready to act, contact me via email or by phone

debbiemack1@comcast.net  or 815/260-3773 Direct 

I fight on behalf of my buyers.
I negotiate the absolute best price.
I protect you.
I simplify your transaction for you as much as possible.

I look forward to working with you.

Thanks for stopping by,
Debbie