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Debbie Mack
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Mortgage News



Mortgage News Daily - Mortgage And Real Estate News
Fed's Stern Says Fed Can't Wait for End of Crisis to Raise Rates 7/18/2008 11:41 AM

Speaking in an interview with Bloomberg on Friday, Minneapolis Federal Reserve President Gary Stern (voter) said that the Federal Reserve can't wait for the end of the crisis to raise rates.

"I worry about the prospects for inflation, the headline inflation rate is clearly too high," said Stern.

Stern noted that the Fed is well positioned for a downside risk to growth. He commented that the current credit crisis was reminiscent of the early 1990s.

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Bad News is Good News as Market Reacts to Citigroup, J.P. Morgan Earnings7/18/2008 11:38 AM

Two Wall Street giants and their investors are betting that one of the Streets most baffling rules of thumb will prevail as the stock market prepared to open Friday after two days of a bullish market.

The rule, one that definitely does not apply to your family finances, is if bad news is not as bad as everyone expected, then it is actually good news.

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Thursday's Events: BOC MPC Report, U.S. Jobless Claims, Philly Fed Mfg Report7/17/2008 5:13 AM

International securities transactions and the Bank of Canada's monetary policy report highlight today's Canadian economic releases as U.S. markets receive jobless claims and housing starts, followed by the Philadelphia Fed's manufacturing report for July.

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U.S. Jobless Claims Rise to 366K in Week Ending July 127/17/2008 5:10 AM

Initial claims for unemployment benefits in the United States rose much less than expected to 366k in the week ending July 12, following a slightly revised 348k in the previous week. Continuing claims fell back 81k to 3.122 million for the week ending July 5, the Department of Labor reported Thursday.

The 18k rise in initial claims follows a drop of 56k in the previous week's survey.

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U.S. Housing Starts and Building Permits Soar in June7/17/2008 5:08 AM

Due to a change in the housing code of New York City, U.S. housing starts came in above expectations at 1066k in June, a month- over-month rise of 9.1%, according to data released from the U.S. Department of Commerce on Tuesday morning. The consensus was looking for a decline to a level of 960k.

The previous month's 975k was revised to a level of 977k.

"New York City enacted a new set of construction codes effective for permits authorized as of...

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Fed's Kroszner Says Fed Rules Will Affect Subprime and Alternative Mortgages7/17/2008 5:01 AM

Delivering comments at the FDIC's Minority Depository Institutions National Conference in Chicago, Fed Governor Randall Kroszner said the Fed's new rules on mortgages would alleviate pressures in nearly the entire subprime sector and some other alternative mortgage markets.

"At the core of our program, we have implemented a series of web-based modules designed to assist banks in addressing three distinctive development stages...

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Higher U.S. CPI, FOMC Minutes Lead to Greater Chance of Rate Hike7/16/2008 1:34 PM

Fed fund futures showed a slightly heightened risk of a rate hike in 2008 by the Federal Reserve, following a higher-than- expected CPI print for June on Wednesday.

Markets were subsequently forecasting a 44% chance that the Federal Open Market Committee (FOMC) would hold rates at 2.00% at the Dec. 16 meeting. On Tuesday, markets had priced in a 49.8% chance that same scenario would unfold. Conversely...

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Preview: Housing Starts Expected to Drop 15k in June7/16/2008 1:29 PM

Following a lower-than-expected level of housing starts and permits in the May report, plus a major downward revision in the month before, economists are expecting June's housing starts and permits figures from the Department of Commerce to continue declining.

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Fed Minutes Say Next Move Could Be Higher Funds Rate7/16/2008 10:46 AM

The minutes of the Federal Open Market Committee's (FOMC) June 24-25 meeting show that FOMC Board Members agreed upside risks to inflation had increased and generally agreed downside risks to growth had diminished. Most members thought the current 2.00% target rate was appropriate but that risks to inflation may initiate a reassessment.

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NAHB Builder Confidence Reaches New Historic Low at 167/16/2008 10:25 AM

A report from Wells Fargo and the National Association of Home Builders (NAHB) suggests that homebuilders were even more pessimistic in July as the housing market index fell two points to 16, creating a new historic low in the 22-year index.

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